Оцінка стану фінансової безпеки в Україні

Abstract

В статті проаналізовано стан фінансової безпеки України, як складової макроекономічної безпеки, в розрізі ключових її елементів, зокрема бюджетної, грошово-кредитної, валютної, боргової безпеки та безпеки страхового ринку. Доведено не відповідність отриманих результатів фактичному їх стану, що визначає необхідність удосконалення існуючих методичних підходів до оцінки фінансової безпеки, зокрема, та економічної безпеки в цілому.

Introduction. The implementation of economic policy is not possible without proper financial support and improving economic and financial security in the country . These points are the subject of many discussions but the part of the formation of methodological approaches to the selection of financial security indicators remain unresolved. The purpose of the article is to justify the necessity of improving existing scientific and methodological approaches to the assessment of the financial security of Ukraine as a part of economic security in general. Results. As a result of analysis of the financial security of Ukraine , as a part of the macro security in terms of its primary components, including fiscal, monetary, foreign exchange, debt security and the security of the insurance market has been proved that the results of the calculations do not fully reveal the real situation of each of these components. For example , debt security of the evaluation has a very positive state, which allows to draw conclusions about the need for a more rational choice of indicators of such assessment. In turn, fiscal and monetary security for the evaluation of their condition have rather menacing indicators and banking, insurance and stock market security on the contrary show a positive trend. Conclusion. The results of the research prove the validity of the existing hypotheses about the need to improve scientific and methodological basis for assessing the economic and financial security. This need can be justified by the fact that the selected criteria characterize the economy from different angles, creating a single integrated assessment, taking into account potential threats at the same time, but not demonstrating the current state of affairs. All of the above not only proves the need for some improvements and adjustments of existing methodics, and also forms their basic directions.