FinTech Innovations as a Disruptive Technology in the National Economy

Rubanov, Pavlo Mykolaiovych

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Title	FinTech Innovations as a Disruptive Technology in the National Economy
Authors	Rubanov, Pavlo Mykolaiovych
ORCID	http://orcid.org/0000-0002-9415-8786
Keywords	FinTech innovations FinTech інновації disruptive technologies проривні технології national economy народне господарство
Type	Conference Papers
Date of Issue	2020
URI	https://essuir.sumdu.edu.ua/handle/123456789/92188
Publisher	Publishing House «Education and Science»
License	In Copyright
Citation	Rubanov P. M. FinTech Innovations as a Disruptive Technology in the National Economy // Věda a technologie: krok do budoucnosti [Наука і технології: крок у майбутнє – 2020]: materiály XVI mezinárodní vĕdecko – praktická conference, 22-28.02.2020. Praha, Publishing House «Education and Science», 2020. Vol. 4. P. 37–39.
Abstract	From the perspective of traditional financial intermediaries, including banking institutions, FinTech innovations can be seen as disruptive technologies. In the banking sector, FinTech technologies lead to the disruption of traditional business models and established consumer relations models, to the disappearance of certain types of financial services as a result of their digital switchover or the complete replacement of services offered by FinTech companies. The types of banking services that have been most impacted by FinTech innovations are payments and transfers. The paper also discusses the impact of blockchain as a disruptive technology on the capital market.
Appears in Collections:	Наукові видання (ННІ БіЕМ)