Tsyrulk, S.2020-03-302020-03-302019Tsyrulk S. Fintech innovations and their influence on banks and the banking system [Текст] / S. Tsyrulk // Соціально-гуманітарні аспекти розвитку сучасного суспільства: матеріали VII Всеукраїнської наукової конференції студентів, аспірантів, викладачів та співробітників, м. Суми, 18-19 квітня 2019 р. – Суми: СумДУ, 2019. – С. 190-193.https://essuir.sumdu.edu.ua/handle/123456789/77007The digitalization of the economy and disintermediation performed by non-bank service providers, financial institutions as well as high-tech companies and start-ups, have led to the situation when traditional approaches to providing banking services are no longer in line with market needs and requirements for increasing the efficiency and profitability of banking business. As a result, banks are forced to implement FinTech (Financial technology) development and to make innovative decisions in order to stay in the market and maintain their competitive position. Therefore, the concept of FinTech is gaining in popularity.encneinnovationsіноваціїинновацииbanking systemбанківська системабанковская системаbanksбанкиTheses