Mussina, A.Школьник, Інна ОлександрівнаШкольник, Инна АлександровнаShkolnyk, Inna OleksandrivnaБухтіарова, Аліна ГеннадіївнаБухтиарова, Алина ГеннадьевнаBukhtiarova, Alina Hennadiivna2017-10-262017-10-262017Mussina, A., Shkolnyk, I., Bukhtiarova, A. (2017). Trajectories of development of state-owned banks by analyzing the dynamics of patterns. Financial Markets, Institutions and Risks, 1(1), 61-71. http://doi.org/10.21272/fmir.1(1).61-71.2017.0000-0003-3466-42620000-0002-5359-0521http://essuir.sumdu.edu.ua/handle/123456789/61733The article investigates the trajectory of state-owned banks by analyzing the patterns on the example of stateowned banks in Ukraine. The trajectory of the evolution of the state-owned banks can be defined ordered set of patterns, each of which describes the activities of the bank at a concrete moment of the time. The experience of state-owned banks in differently countries around the world was considered. To assess the state-owned banks in Ukraine for the period 2007-2016 the authors offer to assess the dynamics model of patterns of stateowned banks based on Kohonen self-organizing maps and cluster analysis. The model includes 14 indicators providing input variables of model formation. Also it comprises 35 banks of Ukraine, which has been operated during 2007-2016, including 7 state-owned banks. The authors proved that the Ukrainian state-owned banks are essentially commercial banks and non-state agents of a special mission, recently transformed into an additional burden for the state budget.encnebanksбанкиHarrington desirability functionфункція бажаності Харрінгтонафункция желательности Харрингтонаcluster analysisкластерний аналізкластерный анализself-organizing mapсамоорганізовуюча картасамоорганизующаяся картаpattern of bankструктура банкуструктура банкаArticle