Financial Markets, Institutions and Risks (FMIR)
Permanent URI for this collectionhttps://devessuir.sumdu.edu.ua/handle/123456789/61500
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Item Essentiality of Small Business Owners Neuroticism, and Extroversion with the Influence on Macroeconomy and Bank Risk Microloans in the United States(Sumy State University, 2021) Moncayo, L.; Kasztelnik, K.This study addressed the perceived negative individual characteristics that may precipitate failure of small business owners in securing microloans. The purpose of this quantitative, non-experimental, correlational study is to examine how the neuroticism, and extroversion of small business owners relate to their ability to secure microloans for their business needs in the United States. Goldberg’s Big Two Theory provided a framework for the study, which included a quantitative, survey-based correlational designItem Co-production in BDS: The evidence from the Sri Lankan Microfinance Sector(Sumy State University, 2020) Abeysekera, R.Microfinance Institutions (MFIs), in addition to the provision of microcredit, also provide business development services (BDS) to owner managers in order to develop micro enterprises. BDS are non-financial services such as business training and access to information that help owner managers of microenterprises to develop businesses. In this respect, counsellors and trainers in MFIs co-produce BDS with owner managers. Co-production is the joint efforts of two parties, who together determine the output of their collaboration. The objective of this study therefore is to examine how co-production works in a BDS setting. business development services (BDS)Item The Nexus between Co-production and Willingness: Business Counselling in the Microfinance Sector(Sumy State University, 2020) Abeysekera, R.Microfinance plays a vital role to alleviate poverty through the development of micro enterprises. Microfinance Institutions (MFIs) provide services such as micro credit, savings, insurance, and business development services (BDS) to its clients. BDS are non-financial services such as business training, market linkages, and information services which are provided by Microfinance Institutions (MFIs) to its clients. BDS help owner managers improve sales and profits and enable MFIs to achieve higher loan repayment rates and higher potential for client retention.Item Impact of Cooperative Microfinance on the Performance of Women Entrepreneurship in Kwara State Nigeria(Sumy State University, 2018) Akanmu, P.M.; Clement, J.Ol.; Samaila, M.This study assessed the effect of cooperative microfinance on the performance of women entrepreneurship in Kwara State, Nigeria. Specifically, the study identified entrepreneurial activities carried out by the women entrepreneurs, contributions of co-operative entrepreneurial activities to the women as well as identified constraints experienced by the cooperators in developing entrepreneurship among members.