Періодичні видання СумДУ
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Item How do the Banking Systems of High Income Countries differ from others?(Sumy State University, 2021) Kaya, H.D.In this study, first we look at the relation between countries’ income levels and their banking systems. What are the differences between richer countries and other countries in terms of their banking systems? Then, we look at how OECD membership affects the banking system of a country. When we compare High-Income countries to Middle- and Low-Income countries, we find that workers’ remittances are much higher in Low- and Middle-income countries.Item The Algerian bank between eco-regulations and development of customer loyalty(Sumy State University, 2018) Khadidja, Z.; Bachir, B.The object of the present paper is to present the Algerian banking system. In this perspective, we wish in the first place to present the composition of the Algerian banking system and the succession of the creation of six national banks, then the setting-up of the foreign banks (private banks) within this system and who create a new dynamism of the banking competition.Item Stress testing and consolidated supervision as instruments for enhanced risk-oriented monitoring of banks’ activities(Sumy State University, 2017) Alibeiki, H.; Samsonov, M.Today one of the key tasks of economic development in different countries of the world is the ensuring of stable functioning of the financial sector in general and the banking system in particular. The processes of consolidation of bank capital, complication of banking business technologies, increasing banks’ risk appetite for risk concentration and speculative operations, and increasing systemic financial risks require the attention of financial sector regulators to identify potential imbalances in the activities of banks. One of the central places in the banking regulation system is off-site banking supervision, in particular, remote monitoring of the activities of banks. A series of reforms aimed at introducing macro-prudential banking supervision in accordance with the requirements of the Basel Committee on Banking Supervision has been initiated, but given the low transparency of domestic banks and the lack of existing mechanisms for risk taking into account in supervisory work, the reform of the existing system of remote monitoring on the basis of risk-oriented approach.Item Effect of foreign capital on competition development in the European banking sector(Sumy State University, 2017) Guley, A.; Gusev, J.This article explores the specific features of the functioning of foreign banking capital in the markets of the countries in the European Union. An analysis conducted to formalize the influence of the share of assets of foreign banks and banks under the control of a foreign investor in the assets of banking systems of 27 countries in the European Union on the level of competition allows one to assert that there is no single, clearly expressed tendency to influence this share on the level of competition. It has also been established that among 27 countries of the European union, two stable aggregates of countries can be identified, in banking systems of which the share of foreign bank capital practically did not change. It can be argued that the markets of the countries in the European Union, recipients of foreign banking capital, are exhausted from the point of view of further growth in the presence of foreign capital.Item Formation of complex model of analytical support of deposit bank management(Sumy State University, 2017) Д`яконова, Ірина Іванівна; Дьяконова, Ирина Ивановна; Diakonova, Iryna Ivanivna; Guley, A.; Шелюк, Асіят Ашурбєківна; Шелюк, Асият Ашурбековна; Sheliuk, Asiiat AshurbiekivnaThe effectiveness of the deposit bank management, as individual decision making in the management process involving the deposit resources islargely determined by the efficiency, completeness, timeliness and adequacy of methods and analysis techniques used in its implementation. Perfection analysis, in turn, depends on the existing methodological framework, information analysis. It does not require evidence of the fact that the development of any economic system can not be effective and successful without a detailed analysis of the achieved level, determining the future prospects and goals and finding appropriate ways to achieve this goal, and the realization of each of these challenges requires an appropriate analytical support. Implementation of all functions of the deposit bank management should include: analysis of macro functioning of the bank using SLEPT, STEP and PEST analysis; comprehensive analysis of the external and internal environments using bank SNW, SPASE and SWOT analysis; using micro-bank financial, statistical, mathematical economic analysis and should be accompanied by a risk analysis via expert methods, GAP-analysis, duration analysis, VAR-analysis, stress testing and back.Item Does the growth of state bank capital stimulate the development of the financial sector and the economy? A look through the prism of the global financial crisis of 2008-2009(Sumy State University, 2017) Atef, F.M.; Onyshchenko, V.The authors of a given article analyze the impact of increasing the share of state bank capital on such indicators of economic development and the financial system of the country as: the quality and depth of financial intermediation, the level of confidence in the banking sector, the level of transaction costs, the policy of banks on lending to the private sector of the economy, the level of political engagement of the banking sector, quality of loan portfolios of commercial bankst rate of economic growth of the country and indicators of economic development. Calculations based on the example of Ukraine give grounds to assert that the existing model of functioning of state-owned banks has a negative impact on the development of the banking system and the economy as a whole.