Estimation of the fair price of the credit
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Date
2009
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Publisher
Ukrainian Academy of Banking of the National Bank of Ukraine
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Abstract
The report is focused on description of estimation of the fair price of the credit. Individual factors which enter the prices of individual credits are described at first. Then fair price (interest rate) calculations are performed for corporate credit, for mortgage credit and for consumer credit. Various
levels of collateral of individual credit types are implicated in the calculations. At the end fair prices are compared to real interest rates in time.
Keywords
справедлива вартість, кредит, fair price, credit
Citation
Novotny, J. Estimation of the fair price of the credit [Text] / J. Novotny // Проблеми і перспективи розвитку банківської системи України: зб. тез доповідей ХІІ Всеукраїнської науково-практичної конференції (12-13 листопада 2009 р., м. Суми): у 2 т. – Суми: УАБС НБУ, 2009. – Т. 1. – С. 19-22.